World Insurance Company
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Established in 1903, World Insurance Company has built a solid reputation for serving the health
insurance needs of individuals and families. World Insurance is located in Omaha, Nebraska and
established its first general agency in Colorado in 1938. Today, World Insurance Company has more than
15,000 licensed agents representing their products in 46 states. The World Company has earned a rating of
A- (Excellent) from the A.M. Best Company. World Insurance Company utilizes the same network as that of
Great-West Healthcare allowing World Insurance members the ability to access a substantially larger
multi-state healthcare network that exceeds 530,000 providers and 4,200 hospitals national.
As with all carriers in the individual insurance market, World Insurance has the right to accept,
decline or waiver (not cover) any condition. World Insurance's underwriting process can take two to
four weeks, longer if medical records are ordered. The good news is that World's underwriting is
considered by many to be more relaxed than other companies. Let us help guide you through the process.
World Insurance offers five distinct plan offerings
- Flex Advantage. For those seeking comprehensive coverage that can help minimize what you'll pay for smaller, routine medical expenses.
- HD Advantage. World's tax-favored HSA plan.
- Value Advantage. Lower premium-catastrophic converge. For those willing to pay for smaller expenses, such as doctor office visits and prescription drugs, in exchange for protection against a large medical expense
- Short Term Medical. Temporary coverage for recent graduates or someone between jobs
- Dental. Provides coverage against dental expenses
Quick quotes are available by clicking the link above. World Insurance Company quotes "preferred rates" with the $2 million lifetime maximum benefit and the quote does not include any riders. World also includes a $7.50/month membership which gives you access to valuable products and services. Also note that World charges standard rates, which are slightly higher than preferred rates, if you are not currently insured with another plan.
Additional coverage can be purchased including term life, supplemental accident and Prescription. Please contact us for rates on these optional benefits.
Harmony Insurance Benefits is an independent authorized World Insurance agent in Colorado.
This information is intended for education purposes only. Carrier's products can differ in coverage amounts, network providers, limitations of coverage, plan exclusions, etc, therefore every reader is encouraged to call our agency for health plan-specific information, which can easily be made available. Be sure to view the Carrier's brochure and other material BEFORE you apply. Medical expenses must qualify as medically necessary and covered expenses to be considered for reimbursement. Use of a network provider is necessary to avoid reimbursement that is limited to reasonable and customary limits.
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